Bitcoin Magazine
Discover Why Bitcoin Is the Key to Achieving the American Dream in a Financially Unstable World
NEW YORK, NY — November 18, 2025 — Welcome to the unveiling of Bitcoin Is for Everyone: Why Our Financial System Is Broken and Bitcoin Is the Solution. In this enlightening piece, acclaimed journalist and educator Natalie Brunell sheds light on the perplexing realm of soaring prices, inflation, and economic ambiguity.
Brunell delves into the reasons behind the escalating unattainability of life and illuminates how Bitcoin serves as a tool to help individuals reclaim command and assurance. In a world where the costs of housing, education, and basic necessities outpace income growth, Bitcoin Is for Everyone uncovers the underlying issue: a flawed monetary system.
A Journey to Unveil the Flaws—and Offer Solutions
The Essence of Inclusivity
Bitcoin transcends barriers—it's open to all, irrespective of financial status, gender, or background.
A Glimmer of Hope
By comprehending the system's intricacies, readers unlock the potential to redefine their financial interactions.
Embracing Change Amid Uncertainty
A Glimpse into the Human Side
While Bitcoin may seem technical, its impact resonates profoundly at a personal level. Rather than chasing devaluing currency endlessly, Bitcoin preserves our efforts' value, allowing us to concentrate on what truly holds significance.
- Time and Value: Annie Dillard once said, "How we spend our days is how we spend our lives." Understanding the concept of sound money encourages a long-term perspective, fostering enduring value creation.
Unveiled at this critical juncture, Bitcoin Is for Everyone serves as a beacon of clarity and optimism amid the evolving financial terrain.
Acclaim for the Book
"An intimately relatable guide to the most crucial financial evolution of our era."
—Michael Saylor
"A reliable compass to grasp the current shortcomings and the beacon of hope that Bitcoin represents."
—Lyn Alden, author of Broken Money
"Lucid, captivating, and indispensable for those seeking to comprehend the profound ramifications of the global transformation underway."
—Jeff Booth, author of The Price of Tomorrow
Author Spotlight
Natalie Brunell spearheads Coin Stories, a leading business-news podcast in the United States. As a first-generation immigrant and former investigative journalist, Brunell excels in conducting impactful interviews, narrating compelling stories, and simplifying intricate financial subjects.
Her contributions have graced Fox Business, ABC News, and Forbes. Brunell holds a Journalism Master's degree from Northwestern University and has imparted advanced video storytelling wisdom at the University of Southern California.
Book Details
Publication Date: November 18, 2025
Format: Trade Paperback & Audiobook
ISBN: 9781804091135
Price: $19.99
Frequently Asked Questions
Who owns the gold in a Gold IRA?
An individual who has gold is considered to be a “form of money” by the IRS and subject to taxation.
To take advantage of this tax-free status, you must own at least $10,000 worth of gold and have been storing it for at least five years.
The purchase of gold can protect you from inflation and price volatility. But it's not smart to hold it if your only intention is to use it.
You will need to declare the value of gold if you intend on selling it one day. This could impact how capital gains taxes you owe for cash investments.
You should consult a financial planner or accountant to see what options are available to you.
Can I keep physical gold in an IRA?
Gold is money and not just paper currency. It's an asset that people have used for thousands of years as a store of value, a way to keep wealth safe from inflation and economic uncertainty. Today, investors invest in gold as part a diversified portfolio. This is because gold tends do better in financial turmoil.
Many Americans are now more inclined to invest in precious metals like gold and silver than stocks or bonds. Even though owning gold is not a guarantee of making money, there are many reasons why you might want to add gold to your retirement savings portfolio.
Another reason is the fact that gold historically has performed better than other assets in times of financial panic. The S&P 500 dropped 21 percent in the same time period, while gold prices rose by nearly 100 percent between August 2011-early 2013. During these turbulent market times, gold was among few assets that outperformed the stocks.
Another advantage of investing in gold is that it's one of the few assets with virtually zero counterparty risk. Your shares will still be yours even if your stock portfolio drops. You can still own your gold even if the company where you invested fails to pay its debt.
Finally, gold provides liquidity. You can sell your gold at any time without worrying about finding a buyer, which is a major advantage over other investments. Gold is liquid and therefore it makes sense to purchase small amounts. This allows you to profit from short-term fluctuations on the gold market.
How to Open a Precious Metal IRA
It is important to decide if you would like an Individual Retirement Account (IRA). Once you have decided to open an Individual Retirement Account (IRA), you will need to complete Form 806. To determine which type of IRA you qualify for, you will need to fill out Form 5204. This form should not be completed more than 60 days after the account is opened. You can then start investing once you have this completed. You might also be able to contribute directly from the paycheck through payroll deduction.
Complete Form 8903 if your Roth IRA option is chosen. Otherwise, the process is identical to an ordinary IRA.
To be eligible for a precious metals IRA, you will need to meet certain requirements. You must be at least 18 years of age and have earned income to qualify for a precious metals IRA. Your earnings cannot exceed $110,000 per year ($220,000 if married and filing jointly) for any single tax year. You must also contribute regularly. These rules apply regardless of whether you are contributing directly to your paychecks or through your employer.
An IRA for precious metals allows you to invest in gold and silver as well as platinum, rhodium, and even platinum. However, you won't be able purchase physical bullion. This means you can't trade shares of stock and bonds.
Your precious metals IRA may also be used to invest in precious-metal companies. This option is offered by some IRA providers.
However, investing in precious metals via an IRA has two serious drawbacks. First, they are not as liquid or as easy to sell as stocks and bonds. They are therefore more difficult to sell when necessary. Second, they don’t produce dividends like stocks or bonds. Also, they don't generate dividends like stocks and bonds. You will eventually lose money rather than make it.
What tax is gold subject in an IRA
The fair market value at the time of sale is what determines how much tax you pay on gold sales. You don't have tax to pay when you buy or sell gold. It is not considered income. If you decide to make a sale of it, you'll be entitled to a taxable loss if the value goes up.
For loans, gold can be used to collateral. Lenders seek to get the best return when you borrow against your assets. This usually involves selling your gold. This is not always possible. They might just hold onto it. They might decide to sell it. The bottom line is that you could lose potential profit in any case.
So to avoid losing money, you should only lend against your gold if you plan to use it as collateral. It is better to leave it alone.
Can I hold a gold ETF in a Roth IRA?
You may not have this option with a 401(k), however, you might want to consider other options, like an Individual retirement account (IRA).
An IRA traditional allows both employees and employers to contribute. Another way to invest in publicly traded companies is through an Employee Stock Ownership Plan.
An ESOP provides tax advantages because employees share ownership of company stock and profits the business generates. The money in the ESOP can then be subject to lower tax rates than if the money were in the individual's hands.
An Individual Retirement Annuity (IRA) is also available. An IRA allows you to make regular payments throughout your life and earn income in retirement. Contributions to IRAs can be made without tax.
Is gold a good investment IRA?
If you are looking for a way to save money, gold is a great investment. It can be used to diversify your portfolio. But gold has more to it than meets the eyes.
It has been used throughout the history of currency and remains a popular payment method. It's often referred to as “the world's oldest currency.”
Gold, unlike other paper currencies created by governments is mined directly from the earth. Because it is rare and difficult to make, it is extremely valuable.
The supply and demand for gold determine the price of gold. The strength of the economy means people spend more, and so, there is less demand for gold. The value of gold rises as a consequence.
The flip side is that people tend to save money when the economy slows. This results in more gold being produced, which drives down its value.
This is why both individuals as well as businesses can benefit from investing in gold. If you make an investment in gold, you can reap the economic benefits whenever the economy is growing.
You'll also earn interest on your investments, which helps you grow your wealth. You won't lose your money if gold prices drop.
What is the value of a gold IRA
The benefits of a gold IRA are many. It can be used to diversify portfolios and is an investment vehicle. You decide how much money you want to put into each account, and when you want it to be withdrawn.
You also have the option to roll over funds from other retirement accounts into a gold IRA. This is a great way to make a smooth transition if you want to retire earlier.
The best part about gold IRAs? You don't have to be an expert. They are offered by most banks and brokerage companies. Withdrawals can be made instantly without the need to pay fees or penalties.
There are also drawbacks. Gold is historically volatile. It is important to understand why you are investing in gold. Are you looking for safety or growth? Is it for security or long-term planning? Only by knowing the answer, you will be able to make an informed choice.
If you want to keep your gold IRA open for life, you might consider purchasing more than one ounce. One ounce doesn't suffice to cover all your needs. Depending upon what you plan to do, you could need several ounces.
You don't need to have a lot of gold if you are selling it. Even a single ounce can suffice. These funds won't allow you to purchase anything else.
Statistics
- Indeed, several financial advisers interviewed for this article suggest you invest 5 to 15 percent of your portfolio in gold, just in case. (aarp.org)
- (Basically, if your GDP grows by 2%, you need miners to dig 2% more gold out of the ground every year to keep prices steady.) (smartasset.com)
- Contribution limits$6,000 (49 and under) $7,000 (50 and up)$6,000 (49 and under) $7,000 (50 and up)$58,000 or 25% of your annual compensation (whichever is smaller) (lendedu.com)
- You can only purchase gold bars at least 99.5% purity. (forbes.com)
- If you accidentally make an improper transaction, the IRS will disallow it and count it as a withdrawal, so you would owe income tax on the item's value and, if you are younger than 59 ½, an additional 10% early withdrawal penalty. (forbes.com)
External Links
law.cornell.edu
- 7 U.S. Code SS7 – Designation Boards of Trade as Contract Markets
- 26 U.S. Code SS 408 – Individual retirement accounts
bbb.org
irs.gov
cftc.gov
How To
The History of Gold as an Asset
From the beginning of history, gold was a popular currency. It was accepted worldwide and became popular due to its durability, purity, divisibility, uniformity, scarcity, and beauty. Due to its value, it was also internationally traded. Because there were no internationally recognized standards for measuring and weighing gold, the different weights of this metal could be used worldwide. One pound sterling in England was equivalent to 24 carats silver, while one livre tournois in France was equal 25 carats. In Germany, one mark was equivalent to 28 carats.
In the 1860s, the United States began issuing American coins made up of 90% copper, 10% zinc, and 0.942 fine gold. This led to a decline in demand for foreign currencies, which caused their price to increase. The United States began minting large quantities gold coins at this time, which led to a drop in the price. Because the U.S. government had too much money coming into circulation, they needed to find a way to pay off some debt. To do this, they decided that some of their excess gold would be sold back to Europe.
Many European countries didn't trust the U.S. dollars and started to accept gold for payment. After World War I, however, many European countries started using paper money to replace gold. The price of gold rose significantly over the years. Although the price of gold fluctuates today, it remains one of your most safe investments.
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By: Bitcoin Magazine
Title: Discover Why Bitcoin Is the Key to Achieving the American Dream in a Financially Unstable World
Sourced From: bitcoinmagazine.com/press-releases/when-the-american-dream-feels-unaffordable-bitcoin-is-for-everyone-reveals-why-and-how-bitcoin-offers-a-hopeful-path-forward
Published Date: Tue, 18 Nov 2025 21:50:05 +0000
